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The right home loan for your situation, without the jargon or the guesswork.

Buying your first home, refinancing, or adding an investment property is a big call, and most people make it with one bank's offer and a lot of unanswered questions. I compare 1,650+ loans from more than 40 lenders, explain every option in plain English, and stay with you from the first chat to settlement.

A no-obligation chat. There's usually no cost to you, because lenders pay the broker. More on how that works below.

Credentials at a glance

  • ACR #570941 (under ACL 377294)
  • FBAA member #M-360392
  • AFCA member #116182
  • PI cover up to $20M

One bank shows you one set of rates. I show you 40+.

Your own bank can only offer you its own products. As a broker, I'm not tied to any single lender, so I can put the Big 4 next to smaller banks and non-bank lenders and find the one that actually fits what you're trying to do.

1,650+
loan products to compare, across the lender panel
40+
lenders, including the Big 4 banks
1 in 10
home loans nationwide are arranged each month by the broking group I'm part of (Mortgage Australia Group, the country's largest broking company)

Scale figures refer to Mortgage Australia Group, the aggregator I operate under. Being part of the largest broking group means real bargaining power on your loan.

Wherever you're starting from, there's a clear next step.

Most people land here in one of three situations. Find yours, and you'll know what working together looks like.

Buying your first home

The deposit, the schemes, LMI, stamp duty: it's a lot of new words at the worst possible time. I'll tell you what you can realistically borrow, walk you through the first-home buyer options you may qualify for, and never make you feel like you should already know this.

See how I help first-home buyers

Refinancing your current loan

If your fixed rate is about to end or you just suspect you're paying too much, a 20-minute review tells you whether switching is worth it. I'll compare your current loan against the market and only suggest a move if the numbers stack up for you.

See how refinancing works

Buying an investment property

Borrowing capacity, structure, and lender appetite all matter more once you're building a portfolio. With 40+ lenders on the panel, I can match your strategy to the lenders most likely to say yes, and explain the trade-offs in plain terms.

See how I help investors

Three steps, and I do the heavy lifting on all three.

You don't fill in a 20-page application to find out where you stand. The first move is just a conversation.

  1. 01

    We talk

    Tell me your situation and what you're trying to do. I'll explain your options and roughly what you can borrow. No cost, no obligation, no jargon.

  2. 02

    I compare

    I go through 1,650+ products from 40+ lenders and bring back the ones that genuinely fit you, with the pros and cons laid out side by side.

  3. 03

    I handle it

    Once you choose, I manage the paperwork, the lender, and the back-and-forth through to settlement, and I'm still here for your reviews after that.

Start with a free chat

The credentials, shown at full size.

Plenty of broker sites bury this in a footer. I'd rather you see it up front, because in this job trust is the whole product. Here's the licensing that makes me accountable to you and to a regulator.

Authorised Credit Rep
#570941
under ACL 377294, Mortgage Australia Group
Industry body
FBAA member
#M-360392
Dispute resolution
AFCA member
#116182, free external complaints scheme
Professional indemnity
$20M cover
you're protected, in writing

Credentials ledger

Qualification
Certificate IV in Finance and Mortgage Broking
Authorised Credit Representative
#570941
Operating under
ACL 377294 (Mortgage Australia Group)
Industry membership
FBAA member #M-360392
Dispute resolution
AFCA member #116182
Professional Indemnity insurance
cover up to $20,000,000

AFCA is the free, independent dispute-resolution scheme every credit licensee must belong to. It means if something ever goes wrong, you have an avenue that isn't me.

"How does a broker actually get paid?"

It's the question everyone's thinking, so here's the straight answer. In most cases there's no cost to you. The lender pays the broker a commission when your loan settles, and I disclose exactly what that is before you commit to anything. My recommendation is based on what fits your situation, not on which lender pays the most. If a fee ever does apply, you'll know about it in writing well before you sign.

You'll get a Credit Guide that spells all of this out. Nothing about how I'm paid is a surprise.

5.0 stars from clients across south-west Sydney.

Real reviews from people Amit has helped into a home loan. Read every one of them on Google.

  • I had a great experience working with Amit. He was professional, friendly, and always available to answer my questions. The whole mortgage process was smooth and stress-free thanks to his guidance. I'd definitely recommend him to anyone looking for a reliable mortgage broker.
    Rajbinder K.
  • Had a great experience with Amit! He made the whole process smooth and easy to understand. Very helpful, responsive, and genuinely cared about finding the best option for me. Highly recommend him!
    Mohit G.
  • One of the best mortgage brokers. Very helpful and professional. Got my home loan done in just a week.
    Deepak H.
  • Fantastic service from start to finish. Amit made the whole mortgage process simple and stress-free, always kept me informed, and found a great rate. Highly recommended!
    Gajendra K.
  • Amit was extremely helpful and professional throughout the entire mortgage process. He explained everything clearly, found us a great deal, and made the process smooth and stress-free.
    Haspreet S.
  • Communication was excellent, always responsive, professional, and genuinely caring. I truly felt supported throughout the process. I'd highly recommend Amit to anyone looking for a reliable and trustworthy mortgage broker.
    Charanjeet S.
  • From start to finish, he is transparent, professional, and truly cared about finding the best deal for me. No hidden surprises, just honest advice and smooth communication. Highly recommend to anyone looking for trustworthy mortgage guidance!
    Ashish K.
  • Very good service. If you need any help he always picks up the phone. Approved my loan in 5 days.
    Raman K.

5.0 from 35+ Google reviews

Amit Kumar, mortgage broker in Leppington, NSW (placeholder portrait pending a supplied headshot).

Local, and genuinely on your side.

I'm based in Leppington and work with clients right across New South Wales, a lot of them here in south-west Sydney. The way I see it, finding the best home loan for you and your family matters as much to me as it does to you. That's not a slogan, it's how I run every file: your situation first, the right lender second, and clear guidance the whole way through.

More about how I work

Let's find out what you can do.

One free, no-obligation chat tells you where you stand and what your options are. You can fill in the form or call me directly, whichever feels easier.