About Amit
The broker who'd rather you understood the loan than just signed it.
I'm Amit Kumar, a mortgage broker based in Leppington in south-west Sydney. I work with first-home buyers, refinancers, and investors across New South Wales, and I treat every loan like it's going to matter for years, because it is.
What "customer-focused" actually means to me
Finding the best home loan to fit you and your family's financial needs is as important to me as it is to you. I say that because it's how I actually work. Your situation comes first, the right lender comes second, and clear explanations come the whole way through.
A loan application can feel like a black box: forms go in, silence happens, and you're left wondering. I keep it the opposite of that. I tell you what's happening, what comes next, and why a lender is or isn't a fit. The aim is simple: guidance from start to finish, so the process is as stress-free as it can be.
"Finding the best home loan to fit you and your family's financial needs is as important to me as it is to you."
Licensed and accountable
Everything that makes me accountable to you.
I show all of this up front, on purpose. These aren't badges, they're the things that mean you have real protections behind every conversation we have.
- Qualification
- Certificate IV in Finance and Mortgage Broking
- Authorised Credit Representative
- #570941
- Operating under
- ACL 377294 (Mortgage Australia Group)
- Industry membership
- FBAA (Finance Brokers Association of Australia) member #M-360392
- Dispute resolution
- AFCA (Australian Financial Complaints Authority) member #116182
- Professional Indemnity insurance
- cover up to $20,000,000
I operate under Mortgage Australia Group's Australian Credit Licence (377294), and I'm part of the country's largest broking company, which arranges around 1 in 10 home loans nationwide every month. That scale means more lenders, more products, and more bargaining power working in your favour.
Why use a broker at all?
Walking into your own bank gets you one lender's view of your situation. Working with me gets you 40+ lenders and 1,650+ products, compared side by side, with the legwork done for you. I'm not paid more for sending you to one lender over another, so the recommendation is about your fit, not my fee. And because the lender usually pays the commission, in most cases there's no cost to you for the help.
See exactly how I'm paidBased in Leppington, working across NSW.
I'm a south-west Sydney local. I know the suburbs people are buying into around here, Austral, Edmondson Park, Catherine Field, Denham Court, Gregory Hills, and I work with clients right across New South Wales beyond them. Local knowledge isn't a gimmick; it just means I understand the market you're actually buying in.
Want to put a plan together?
Start with a free, no-obligation chat. Tell me where you're at and I'll tell you what's possible.